We include a number of entities in aviation risks, from aircraft manufacturers and their parts, to owners and operators of airports and hangars, air traffic control operators, aircraft operators, pilots and aircraft themselves. While some of these risks are covered by property insurance (e.g. aircraft insurance), a large part is formed by various types of liability from these specific areas.
Property insurance therefore covers the aircraft as such, essentially “accident” insurance.
In the case of liability risks, the insurance traditionally covers damage to the health of third parties and damage to third party property, including consequential financial damages.
At present, emphasis is also placed on liability insurance for the operation of drones, both for commercial and amateur activities.